Let's say that while you like the concept of Whole Life Insurance because it accumulates cash value. However, you have difficulty in accepting the higher premiums that's involved. What can a business owner do? One program that I have...
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The Debate On Premiums
Let me begin by emphatically saying that whatever the clients' objectives are, that is what the advisor must absolutely adhere to. So it goes without saying that if the client wants Term Life Insurance that is what my team and...
The Debate Begins
Whether or not you choose Term Life Insurance or Permanent Cash Value Life you must first remember that your Life Insurance policy is quite literally A LEGALLY BINDING CONTRACT. So you must understand that there are four (4) parties to...
The Debate Rages On
In our last article we discussed the concept of investing 10% of your net income per month into the many areas of your Business Succession Plan. I suggested to concentrate on your Buy-Sell Plan as that covers not only the...
Dividing Your 10%
In past articles I wrote that a good rule of thumb was to save 10% of your net income. I know that many will say that's insurmountable. So why not start with small steps? I'd recommend taking one area and...